Yes, you can get a solar loan and pay nothing upfront for your home solar panels. Since you finance your solar system with a loan, homeowners find that the monthly loan payment is lower than what they were paying for electricity before. This means that from day one, you will have a lower utility expense and as others without solar deal with rising electricity cost your your savings continually increase.

As utility companies increase their electricity rates over time, having solar power allows you to lock in lower, predictable energy costs. Instead of being subject to fluctuating utility prices, you can generate your own power and reduce or eliminate your reliance on the grid, which will save you money in the long run. Electricity prices in Texas have increased 20% over the last 5 years, it will only continue

According to Zillow, homes with solar panels sell for about 6.8% more on average than comparable homes without solar panels. 

YES THE GOVERMENT PAYS FOR 30% of your system. Aside from the adoption of clean energy, one of the biggest benefits to going solar is the savings. Currently, one way you accrue some of these savings is through the ITC, or the Solar Investment Tax Credit. This credit is a federal tax credit that allows you to deduct a percentage of the total cost of installing solar energy from your federal taxes. The solar industry has grown substantially over the past decade and continues to boost the economy, generate new jobs, and create a better tomorrow. Essentially, the ITC is how our government says thank you for the growth of solar energy in our country. Currently, both residential and commercial solar customers can take advantage of the credit, but they have to act fast. The tax credit is currently set at 30%.

There are two options:

1 - When you sell your home, you can pay off the remaining balance of your solar loan at the time of closing. The great part is that since your house's value increased due to installing solar that additional value can be used to pay off the system at closing.

2 - The new homeowner can assume the solar loan. This is called a "loan transfer" or "assumption." Simply stated, the buyer will take over the payments and responsibility for the solar system.